Atlantic Breeze Insurance LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal and health-related information. This Privacy Policy explains how we collect, use, share, and protect your information when you use our website to learn about Medicare plans, Medicare Advantage, Part D, Medigap, and other health-related products.
By using this site, you consent to the practices outlined below, including how we handle Protected Health Information (PHI) under the Health Insurance Portability and Accountability Act (HIPAA) and Centers for Medicare & Medicaid Services (CMS) guidelines.
We may collect the following types of information:
Personal Information: Name, email, phone number, mailing address, date of birth, ZIP code.
Health Information: Information such as your current insurance coverage, medications, providers, or health conditions that may be needed to recommend plans
Usage Data: Information automatically collected from your browser (e.g., IP address, browser type, pages visited, and device type)
Some of the information you provide may be considered Protected Health Information (PHI) under HIPAA. We take this responsibility seriously and use administrative, physical, and technical safeguards to ensure the confidentiality and integrity of your PHI.
We will not use or disclose PHI without your express consent, except as permitted or required by law.
We may use your information to:
We may also contact you via phone, email, or text based on the contact preferences you provide.
We do not sell your information. We may share your data only with:
All third parties are contractually required to protect your data and comply with HIPAA and CMS requirements.
As a user whose PHI may be collected, you have the right to:
To exercise these rights, contact us at the information provided below.
In compliance with CMS guidelines:
We use industry-standard encryption and access controls to protect your data. While no method is 100% secure, we continuously review and update our safeguards.
We may use cookies and similar technologies for website functionality, analytics, and user experience. You may choose to disable cookies in your browser settings.
Our services are intended only for individuals 18 years or older. We do not knowingly collect information from children under 18.
We may update this policy periodically. Changes will be posted with a new “Effective Date” at the top. Your continued use of the website after updates means you accept the changes.
If you have questions or wish to exercise your privacy rights, contact us:
