That’s where Atlantic Breeze Insurance LLC comes in.
As a licensed, experienced insurance agency, we assist residents in State-Based Marketplace (SBM) states by:
We help you compare all your available Marketplace plans — including the differences between Bronze, Silver, Gold, and Platinum tiers — without the confusing jargon. We know the carriers and plan options unique to your state marketplace.
Every SBM offers financial aid like Premium Tax Credits and Cost-Sharing Reductions. We make sure you know what you qualify for and help you apply those savings correctly to your coverage — maximizing your benefits.
Outside Open Enrollment? No problem.
We assist with Special Enrollment Periods (SEPs) — helping you get coverage after a life event like moving, marriage, childbirth, or job loss.
We’re also available year-round to update your account if your income changes, you move, or you need to switch plans.
Our services are free to consumers. Insurance companies pay us — not you. You get professional help, personal attention, and expert advice without paying anything extra.
Whether you use Covered California, Pennie, BeWellNM, or another state exchange, we walk you through:
If you live in California, New York, Colorado, Pennsylvania, New Mexico, or any other SBM state, you don’t have to figure it out alone.
We’re here to make getting health insurance simple, stress-free, and affordable.
| State | State Exchange Website |
|---|---|
| California | Covered California |
| Colorado | Connect for Health Colorado |
| Connecticut | Access Health CT |
| Idaho | Your Health Idaho |
| Kentucky | Kynect |
| Maine | CoverME.gov |
| Maryland | Maryland Health Connection |
| Minnesota | MNsure |
| State | State Exchange Website |
|---|---|
| New Jersey | Get Covered New Jersey |
| New York | NY State of Health |
| Pennsylvania | Pennie |
