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Terms of Use

Medicare Compliant Terms of Use

Effective Date: 02/01/2025

1. Introduction

Welcome to ABI LLC (“Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your use of our website and services related to Medicare plans. By accessing or using this website, you agree to comply with these Terms and applicable laws, including Centers for Medicare & Medicaid Services (CMS) guidelines.

2. CMS Compliance Disclaimer

We are not connected with or endorsed by the U.S. government or the federal Medicare program. We are a licensed insurance agency that provides information about Medicare plans. Enrollment in any Medicare plan depends on contract renewal with Medicare.

3. Use of Website

You agree to use this website for lawful purposes only. You may not use this website:

4. No Guarantee of Plan Availability

Medicare plans, benefits, and availability vary by region and may change annually. We do not guarantee that a specific plan will be available in your area

5. Privacy Policy

Your use of our website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information in compliance with CMS regulations and HIPAA standards

6. Electronic Communications and Consent

By providing your contact information, you consent to receive communications from us via phone, email, or text, including marketing messages, even if you are on a do-not-call registry. You may opt out at any time by following the instructions in the communication.

7. Third-Party Links

Our website may contain links to third-party websites. We do not endorse or control the content of these websites and are not responsible for their policies or practices.

8. No Medical or Legal Advice

The content on this website is for informational purposes only and should not be construed as medical or legal advice. You should consult with a licensed professional before making healthcare or legal decisions.

9. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on its content.

10. Changes to These Terms

We reserve the right to update these Terms at any time to reflect changes in CMS regulations or business practices. Continued use of our website after changes are posted constitutes acceptance of the new Terms.

11. Contact Information

For questions about these Terms, please contact us at:

Atlantic Breeze Insurance LLC

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By checking the box below, I agree to be contacted by a licensed insurance agent or broker regarding my options for Medicare, Affordable Care Act (ACA) Marketplace health plans, and Life Insurance. I understand that:

A licensed agent may contact me to discuss available Medicare plans, ACA health coverage options, and/or Life Insurance products, anBy checking the box below, I agree to be contacted by a licensed insurance agent or broker regarding my options for Medicare, Affordable Care Act (ACA) Marketplace health plans, and Life Insurance. I understand that:swer my questions, and assist with enrollment or application processes.

I may revoke my consent at any time by notifying the agent or broker directly.

This consent is not an obligation to enroll or purchase any plan or product.

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